Whether you’re a frequent traveler or an avid entertainment enthusiast, this card caters to diverse interests. In this blog, we learn about the Diners Club Credit Card features that make the Standard Bank Diners Club Beyond Credit Card stand out. This can aid in deciding if it’s the right choice to elevate your lifestyle and enrich your experiences.
Standard Bank Diners Club Beyond Credit Card Features
For starters, what does the Standard Bank Diners Club Beyond Credit Card offer? Well, it provides peace of mind with complimentary Phase 1 Basic Travel insurance, ensuring you’re covered wherever your journeys take you.
The Diners Club SA Mobile App is your go-to companion for managing your finances on the move. It allows you to effortlessly check your balance, monitor transactions, and stay updated with your spending patterns.
Simply download the app from the App Store or Google Play, search for “Diners Club South Africa,” and start managing your account conveniently from your smartphone.
SnapScan offers unparalleled convenience for your shopping needs. By loading your Diners Club Card onto the SnapScan App, you can make quick and secure payments at over 50,000 merchants across South Africa. Whether you’re grabbing coffee, shopping for groceries, or dining out, SnapScan ensures seamless transactions with just a tap of your phone.
For travelers, the Diners Club Travel Tools mobile app is indispensable. It provides essential resources and travel information at your fingertips, making it easier to plan and navigate your journeys. Whether you need to check flight details, find local attractions, or access travel tips, the Diners Club Travel Tools app enhances your travel experience with practical and user-friendly features.
How the Diners Club Beyond Credit Card Works
So, how does Diners Club Card work: You can access cash globally at over 1.2 million ATMs, including those operated by Standard Bank, Discover, Pulse, and Diners Club International.
Every purchase you make online and in-store with your card earns you ClubMiles, which you can redeem for a variety of items like laptops, GPS devices, phones, cameras, and more available at the Club Store.
The Diners Club Digital Assistant is your personalized digital platform for browsing exclusive offers tailored to your preferences. Register effortlessly to start exploring deals just for you.
Additionally, upon membership, you automatically receive VIP Platinum status in the Southern Sun hotels frequentGuest rewards program. This upgrade includes exclusive discounts on accommodations and dining. Register on the Southern Sun hotels website and contact the Diners Club Member Service Centre to arrange your VIP status.
If you need more financial flexibility, you can contact our Member Service Centre at 0860-DINERS (346377) to apply for a credit limit increase on your card.
Pros and Cons of the Diners Club Beyond Credit Card
This card has its pros and cons. Here are some of them:
Benefits
This card brings a wealth of benefits, including:
- Exclusive Airport Services: Enjoy special rates on airport transfers and fast-track services at major South African airports for seamless travel.
- Diners Club Global Entry and Airport Lounge Access: Relax in nearly 1,300 airport lounges across over 600 cities worldwide, offering a luxurious pre-flight experience. Members can escape the hustle of busy airports, enjoying peace and privacy before their flights.
- Stay Connected Globally: Access over 45 million Wi-Fi hotspots, ensuring uninterrupted connectivity wherever your travels take you.
- VIP Travel Perks: Receive car rental upgrades through the prestigious “Avis Preferred” program, enhancing your travel comfort and convenience.
- Enhanced Lifestyle: Access 24/7 Customer Service and subscribe to Signature Magazine for insights into travel, business, dining, and more, enriching your lifestyle.
Cons
Here is a key drawback:
- Minimum Annual Income Requirement: To apply, you need a minimum annual income of R 250,000.
Rates and Fees
Here are the rates and fees: Interest rates are tailored, starting from 11.75% and going up to 22.25%, as per regulations. The good thing is that you get up to 55 days with no interest on purchases.
The minimum monthly payment is 3%, and opting for automatic payments makes managing finances easier. They charge an R85 monthly card fee and a R32 monthly service fee. There’s no initiation fee to begin.
Another perk is if you pair the card with a Standard Bank Private Banking Signature account, there’s no monthly fee. So, service fees typically range from R40 to R199 monthly, depending on your chosen credit card.
Requirements and Eligibility Criteria
To apply for this, you’ll need to provide several documents. First, you’ll need a certified copy of your South African ID or a valid passport if you’re not a South African citizen. You’ll also need to show proof of your residential address, which can be a utility bill dated within the last three months.
Additionally, you’ll need to submit your latest income tax return (IRP5). If you don’t have an IRP5, you can provide original bank statements for the past three months, ensuring they have a bank stamp and are not printouts from the internet.
Moreover, you’ll need your tax number, SARS payslip, or salary advice to complete your application. If you’re living with someone else and cannot provide proof of your residential address, you’ll need an affidavit from them confirming your residence and describing your relationship with them.
These documents are essential for completing your application process smoothly.
How to Apply for the Diners Club Credit Card
Applying for the Diners Club credit card online is straightforward. Simply visit their website and click on “Apply Now”. You’ll have several options: start a new application, continue an existing one, or add a personal card to your account.
If you’re starting a new application, gather your necessary documents beforehand. You’ll need to fill out a form with your contact information, such as your cell number and email, and personal details including your name, surname, and identity type. Don’t forget to provide your financial information like monthly income and expenses.
During the application process, you’ll be asked to agree to our Privacy Statement, ensuring the secure handling of your personal information. You can decide whether to allow us to share your data within our group or with third parties for beneficial offers. Rest assured, your information remains confidential and won’t be shared without your consent.
Conclusion
The Standard Bank Diners Club Beyond Credit Card opens doors to a world of luxury, travel, and entertainment benefits. Whether you’re traveling globally or enjoying local experiences, this card enhances your journey with exclusive perks. If you seek to elevate your experiences and enjoy unparalleled privileges, the Diners Club Beyond Credit Card is your ideal choice. Apply online seamlessly today and begin your journey towards luxury and convenience.
