Learn how the Standard Bank Diners Club Platinum Credit Card can elevate your lifestyle with its unique benefits and features tailored to meet your financial and personal needs.
Features of the Standard Bank Diners Club Platinum Credit Card
First, with the Diners Club Platinum credit card, you get real-time transaction updates and notifications to keep track of your spending instantly. You can also choose to receive your statements via email, online or by post, whichever is most convenient for you.
If you ever need assistance, you can contact their 24/7 customer service. Should you lose your card or need a replacement, the process is quick and easy, ensuring you always have access to your credit.
For general queries, authorizations, or to report lost and stolen cards, call 0860-DINERS (346377). And, if you’re outside South Africa, you can reach them at +27 11 358 8406. Their customer service is available 24/7, every day of the year.
The Diners Club mobile app makes managing your card effortless. The app allows you to check your balance and monitor your spending on the go.
For added convenience, you can load your Diners Club Card onto the SnapScan App, enabling you to make payments at over 50,000 merchants across the country seamlessly.
How the Standard Bank Diners Club Platinum Credit Card Works
After application and approval, the account is issued within 48 hours. Your credit limit is personalized based on your financial profile, giving you flexibility.
With the Diners Club Platinum Card, you gain access to a wide array of benefits across lifestyle, entertainment, travel, and retail partners. The Diners Club Platinum credit card is widely accepted at ATMs, POS, online, and on various digital platforms like MasterPass, providing you with great flexibility and convenience.
The card offers many perks, such as earning and redeeming ClubMiles through the online ClubStore for occasions, gifts, hampers, and vouchers that can be used at various lifestyle stores associated with Diners Club.
As a Diners Club Platinum Card member, you’re automatically granted VIP Platinum status in the Southern Sun Hotels’ frequent guest rewards program. This entitles you to exclusive discounts on accommodation, dining, and more.
All you need to do is register on the Southern Sun Hotels’ website and contact the Diners Club Member Service Centre to arrange your upgrade and start enjoying these privileges.
Pros and Cons of the Standard Bank Diners Club Platinum Credit Card
This card has some good and bad sides. Let’s explore:
Benefits
What are the advantages? They include:
- Travel Perks: Access discounted flights, accommodation, airport VIP fast-track, lounge access, transfers, sightseeing, restaurant bookings, global nightlife access, and entertainment.
- WiFi: Access over 45 million WiFi hotspots worldwide in more than 200 countries and territories through Diners Club International.
- Lounge Access: Enjoy convenient access to international and domestic Premier Club lounges.
- Insurance: Receive free Phase I insurance automatically, or opt for additional top-up insurance through the Diners Club Online Travel Insurance Portal.
Cons
- Minimum Annual Income: One drawback is that you need a minimum annual income of R500,000 to qualify.
Rates and Fees
The first 55 days are interest-free. However, you must pay interest after that period is over. The interest rate is set at Prime + 7.25%, ensuring competitive terms for your purchases and balances. Each month, you need to make a minimum repayment of 3% of your outstanding balance, helping you manage your payments comfortably.
The Diners Club Platinum credit card has a monthly fee of R128. The primary card costs R1,536 per year. However, you can enjoy the benefit of free secondary cards, making it easier to extend convenience to your family members.
Eligibility Criteria and Requirements
To apply for the Diners Club Platinum credit card, you’ll need a few essential documents. First, ensure you have a certified copy of your South African ID or a valid passport if you’re not an SA citizen. You’ll also need to verify your residential address with a utility bill that’s not older than three months.
Also, you need a minimum annual income of R500,000. For income verification, provide the latest copy of your income tax return (IRP5) or three months’ worth of original bank statements.
If you’re submitting copies, they must bear a bank stamp and shouldn’t be printouts from the Internet. Additionally, you need to provide your tax number, salary advice or a SARS payslip.
If you don’t have proof of residential address and are living with someone else, you’ll need an affidavit from that person confirming your residence and describing your relationship. This way, you can meet the application requirements smoothly and get your card without hassle.
The Standard Bank Diners Club Platinum Credit Card Application Process
The Standard Bank Diners Club Credit Card application process is straightforward. Go to the Standard Bank website and click on the “Apply Now” button. This will redirect you to the application page, where you have three options to choose from.
First, if you’re starting a new application, select “Start New.” If you’ve already begun an application and need to continue, click on “Continue Saved Application”. If you want to add a personal add-on card, opt for “Personal Add-on Application”.
Before proceeding, ensure you meet the above Diners Club credit card requirements and have all the necessary supporting documents ready to upload and support your application. Once you’re ready, fill out the form provided.
Begin by entering your cell number (up to 10 digits) and email address (up to 50 characters). Then, provide other personal details like your title, country of birth, gender, and more.
Next, input your total gross monthly income in South African Rand (ZAR) and your total monthly net income. Detail your fixed monthly expenses in ZAR and indicate if you hold any public official position of authority.
Lastly, review all your information for accuracy and completeness before submitting your application. It’s simple to apply for the Standard Bank Diners Club Platinum Credit Card.
Conclusion
The Standard Bank Diners Club Platinum Credit Card is a prestigious financial product packed with numerous features. While it is tailored for those who are earning a high income, it remains an excellent credit card choice for anyone seeking premium benefits.
If you want to elevate your banking experience with a card that’s designed to complement your lifestyle and provide unparalleled rewards and privileges, then this is a great option. You can apply and begin your journey of luxury and convenience with Standard Bank’s Diners Club Platinum Credit Card.