Revealing Unsecured Credit Card Treasure: A Milestone Mastercard Review

In this post, I will take you on a journey through the ins and outs of this credit card. Whether you’re new to credit cards or a seasoned pro, I’ve got all the juicy details you need to know about the Milestone Mastercard.

So buckle up and get ready to unlock the secrets to better credit and financial freedom.
Let’s dive in!

Features of Milestone Mastercard

The Milestone Mastercard has numerous incredible features!

First, it’s a fantastic option if you want to build or rebuild your credit.

Managing your account is a breeze – You can check transactions, make payments, and view statements anytime, anywhere, via your online account.

No worries about using it globally; it’s accepted at millions of places where Mastercard is welcomed.

Additionally, they’ve got your back with zero fraud liability. They are keeping you protected from thieves.

Having this Milestone Gold credit card is a pretty sweet deal!

What is a Milestone Mastercard?

The Milestone Mastercard is an unsecured credit card issued by the Bank of Missouri, a reputable and FDIC-insured financial institution in St. Robert, MO.

The card is designed to be super helpful for individuals with limited, poor, or no credit history. It’s like a tool to build or rebuild your credit.

With this card, you can enjoy a credit limit of up to $700. That’s super cool!

And you know what else is incredible? Your account history is reported to all three major credit bureaus.

So, when you keep up with on-time payments, you’re on your way to building a solid payment record while having the convenience of a credit card. It’s a win-win!

How the Milestone Mastercard Works

The Milestone Mastercard works just like any other credit card. It lets you shop anywhere Mastercards are accepted.

To get started, visit the Milestone Goldcard website to fill in the pre-qualify form and get a Milestone Mastercard Account. Typically, the pre-qualification process does not impact your credit score.

The card suits even those with bad, limited, or no credit history. However, approval is not always guaranteed. Your pre-qualification request and application undergo a thorough review to see if you meet the qualifications for the Milestone Mastercard.

Usually, you can expect your new card to arrive within 14 business days after getting approved. And if you don’t get your card within 21 days of approval, don’t wait! Reach out to the Lost/Stolen Department immediately at 1-800-314-6340. They’ll help you out.

Once you’re approved and get your shiny new credit card, head to to set up your login and password on our secure site. With your online account, you can easily manage your account and make payments hassle-free.

It’s crucial to make minimum monthly payments. You can send your payments to Genesis FS Card Services at this address: PO Box 84059, Columbus, GA, 31908-4059.

If you handle it responsibly, it can help build your credit. Building a solid payment record will help you qualify for better rates on car loans, mortgages and other types of credit.

So, make those payments on time and watch your credit opportunities soar!

Pros and Cons of Platinum Mastercard

Let’s explore the card’s pros and cons of Milestone Mastercard:

Pros of the Milestone Mastercard

With the Milestone Mastercard, you’ll get fantastic benefits, including Mastercard Identity Theft Protection. This provides thorough identity monitoring for your social security number, credit cards, debit cards, email addresses, bank accounts, and web logins.

Another advantage is that it comes with Zero Liability protection. Using your Mastercard becomes worry-free, as you won’t be held responsible for unauthorized transactions.

In case your card goes missing or gets stolen, don’t wait! Call 1-800-304-3096 immediately. If your card is used without your permission, you will not be held responsible for those charges if you report it right away. That way, you stay protected!

Additionally, you can use your Milestone Mastercard for cash advances at various financial institutions (subject to credit approval). For more details on cash advances, check out your cardholder agreement. The agreement comes with your new card upon approval.

Cons of the Milestone Mastercard

First, there’s no balance transfer option with the Milestone card, so keep that in mind.

Milestone Mastercard comes with an annual fee which you pre-qualify depending on your credit profile. They’ll tailor it to suit your specific situation.

Also, you can only have one Milestone Mastercard account at a time. So, no double-dipping!

Also, you cannot pre-qualify by phone. You need to fill out an online form.

Finally, if you’re planning foreign travel, let the issuer know in advance; otherwise, your card might get declined. Better safe than sorry!

Rates and Fees of Milestone Mastercard

First, there is an annual fee based on your credit profile. It can be up to $35 for the first year and $35 afterwards.

Now, when it comes to the APR, it’s set at 24.90%, and it’s a variable APR. Also, if you decide to go for a cash advance, the APR is 29.90%.

Finally, be careful! If you miss a payment on the due date, there’s a $40 fee for returned or late payments. So, stay on top of those payments to avoid any surprises.

Eligibility Criteria and Requirements

If you’re interested in the Milestone Mastercard, there are a few things to consider for approval.

You must be 18 years old and have a valid social security number. A physical address and a US IP address are also required.

Make sure you don’t have any charged-off Milestone Mastercard account due to delinquency.

Additionally, they’ll review your income, debt, and identity to see if you meet their credit criteria.

Just meet these requirements, and you’ll be on your way to applying for the Milestone Mastercard!

Milestone Mastercard Application Process

Finding out if you’re pre-qualified is a breeze! Complete the online pre-qualification form at the Milestone Goldcard website to get started.

In just seconds, you’ll get your offer – super quick! If you need customer service assistance, reach them at 1-800-305-0330 from 6:00 am to 6:00 PM Pacific Time, Monday to Friday.

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