This premium card for South Africans combines enticing rewards with exclusive lifestyle perks, making it an excellent choice for jet-setters.
The SAA Voyager Gold Credit Card makes earning travel miles easy, with automatic enrolment in the Voyager Rewards program and accelerated earning rates. It also offers cardholders exclusive access to travel promotions and discounts on flights, hotels, and more.
Beyond travel, the card delivers premium benefits, like discounts at select retailers and concierge services, adding luxury to your everyday experiences. In this review, we’ll explore the key features, rates, and benefits that make the SAA Voyager Gold Credit Card a must-have for anyone looking to enhance their travels.
Features of the SAA Voyager Gold Credit Card
So, what makes the SAA Voyager Gold Credit Card Special? It is designed with your convenience in mind. You can manage your card from the comfort of your home using the Money app or Online Banking.
Need to make a quick purchase? Just tap and go! This card also supports contactless payments so that you can link it to popular digital wallets like Apple Pay, Samsung Pay, Fitbit Pay, or Garmin Pay.
You can also forget about paper statements; the card sends you electronic statements every month. Plus, if you’re at a store that uses QR codes, you can scan to pay—no need to touch a keypad or handle cash.
Security is a top priority with the SAA Voyager Gold Credit Card. It comes with a chip and requires a PIN, providing an extra protection layer. To keep you in the loop, you’ll receive SMS notifications for every transaction, so you’ll know exactly when and where your card is used.
If you misplace your card, you can freeze or block it completely using the Money app or phone banking. You can call 0800 110 929 to stop the card and get a replacement for more serious issues. You can also limit how much you can transfer or withdraw, giving you control over your card’s usage.
How the SAA Voyager Gold Credit Card Works
You first need to apply to use the SAA Voyager Gold Credit Card. The requirements are simple: you must be 18, live in South Africa, and earn at least R6,600 monthly.
Once approved, every purchase you make with the card earns you Voyager Miles. You also get a bonus of 10,000 miles when you buy your first SAA ticket and 15,000 if you spend R320,000 within a year.
In the first month, you earn double Miles for all eligible spending. If you hit certain spending thresholds, you can get a Companion Ticket, allowing a friend to travel with you.
This card has great travel perks like basic travel insurance, early access to special fares, and an extra piece of luggage on SAA flights. On the lifestyle side, you can enjoy discounts at Nu Metro and the Wine-of-the-Month Club.
You can also convert your Voyager Miles into AvoPoints to shop online. With these rewards and benefits, the SAA Voyager Gold Credit Card is designed to add value to your everyday life and travel experiences.
Pros and Cons of the SAA Voyager Gold Credit Card
The Nedbank Voyager credit card has many helpful aspects but also a fair share of challenges.
The Nedbank SAA Voyager Credit Card Benefits
The SAA Voyager Gold Credit Card is packed with benefits for frequent flyers and everyday users alike. For one, you can earn Voyager Miles fast, with perks like 10,000 bonus Miles on your first SAA ticket and 15,000 Miles if you spend R320,000 in a year.
In the first month, all eligible spending earns double Miles. You can also convert your Miles to AvoPoints, unlocking a world of shopping possibilities on the Avo SuperShop.
Beyond rewards, the card offers flexibility and control. With a budget facility, you can increase your credit limit, use it overseas, and even pay off your purchases over time.
Security is top-notch, with chip-and-PIN technology and instant SMS alerts. For extra peace of mind, optional credit life insurance covers your card debt in case of death, disability, or critical illness.
Travel perks include basic travel insurance, exclusive fare promotions, and Star Alliance partnerships, allowing you to explore 1,200 destinations. The SAA Voyager Gold Credit Card provides a wealth of rewards, flexibility, and security for travelers and everyday users.
SAA Voyager Gold Credit Card Cons
The SAA Voyager Gold Credit Card has a few downsides. The annual fee is R700, which might be high for some users, especially if they travel infrequently.
There’s also a monthly credit facility fee of R27. Unlocking certain perks, like Companion Tickets, requires high spending thresholds, making it difficult for those with lower spending habits.
Additionally, the card requires a minimum income of R6,600 and a good credit score, potentially limiting accessibility. Lastly, basic travel insurance might offer less comprehensive coverage.
Rates and Fees
Let’s discuss the cost of the SAA Voyager Gold Credit Card. First, there’s an annual service fee of R700, which is basically the card’s membership fee each year. If you ever lose your card or get damaged, a replacement card will cost you R150.
Beyond that, a monthly credit facility fee of R27 covers the cost of managing your credit line. But here’s some good news: you won’t be charged for swiping your card, so feel free to shop without worrying about extra fees. If you need an additional card, you won’t be charged for that either—it’s completely free.
You’ll be automatically enrolled in the Voyager Rewards as a bonus program. This means you start earning Miles from the get-go, which can lead to some awesome travel benefits.
Finally, the interest rate is personalised for each client, though everyone can get up to 55 interest-free days.
Requirements and the Eligibility Criteria
If you’re considering getting the SAA Voyager Gold Credit Card, here are a few things you need to know. First, you must be at least 18 years old. Also, you also need to live in South Africa and have either a valid South African ID or a valid passport.
The card also has some financial requirements. To be eligible, you must earn at least R6,600 a month before taxes, and your credit score should be in good shape. Not sure what your credit score is? It’s worth checking to make sure it’s healthy before you apply.
When you apply, you must provide some documents to prove you meet the requirements. You should have your work permit, and payslips or stamped bank statements from the past three months.
How to Apply for the SAA Voyager Gold Credit Card
Applying for the SAA Voyager Gold Credit Card is simple, and you have several options. You can apply online through the Nedbank website or Online Banking if you’re already a Nedbank client.
If you prefer in-person help, visit a Nedbank branch, where the staff can guide you. You can also apply over the phone by calling 0860 555 111.
If you’re new to Nedbank, create a Nedbank ID using the Money app or Online Banking before you apply. Existing clients can log in and start their applications. No matter which method you choose, getting started is a breeze!
